2025 Virginia Car Accident FAQs

What should I do immediately after a car accident?

Ensure your safety by moving to a safe location if possible, check for injuries, and call emergency services. Collect information from all parties involved, including names, insurance, and witness details and call an attorney if there are injuries.

What if I don’t think the car accident was my fault?

Even if you believe you weren’t at fault, you should still report the incident to your insurance company and collect evidence. Don’t speak with them in detail about your injuries and decline a recorded conversation. An attorney can help prove liability and secure the compensation you deserve.

Can I file a car accident claim if I wasn’t the driver?

Yes, if you were a passenger in the car, you can file a claim against the driver or another responsible party if they were at fault.

How does an accident involving multiple vehicles affect my claim?

Multi-car accidents can be more complex, as fault must be determined for each party involved. A thorough investigation and witness statements may be required to clarify responsibility.

What happens if the other driver has no insurance?

If the at-fault driver is uninsured, you may be able to file a claim with your own uninsured motorist coverage or take legal action against the driver for damages.

How can I prove the other driver was at fault in an accident?

Evidence such as police reports, eyewitness statements, traffic camera footage, dash cam footage, and accident scene photos can help prove fault in your case.

Can I get compensation for damages even if I was partially at fault in the accident?

No, In Virginia, if you were even 1% at fault, you will not be able to collect damages. This is called the Contributory Negligence Law. This doesn’t apply in all states.

How long do I have to file a car accident claim?

The statute of limitations for filing a claim varies by state, but it typically ranges from one to three years after the accident. It’s important to act quickly to ensure your case is filed on time. In Virginia, the statute of limitations is two years.

Can a car accident affect my insurance premiums?

Yes, if you are found at fault for the accident, your premiums may increase. However, your rates could also be impacted if the other driver files a claim with your insurance company.

What if the car accident caused long-term health problems?

If the accident resulted in long-term or permanent injuries, you may be entitled to compensation for ongoing medical care, lost wages, and pain and suffering.